Wealth Accumulation

We all have been told by our parents that a penny saved is a penny earned. We all know that we need to be better at saving and investing. Yet even with that advice from parents the average American spends 103% of their annual income. Another interesting note is that it does not matter how much we make - high-income families are just as guilty as middle-income and lower-income families.

Like it or not, taking care of money in order to acquire or enhance wealth has become more important and confusing than ever before. Every day the array of investment vehicles increases, the market appears to become more volatile and the participants in the market are constantly changing names, merging and going out of business. With the financial world in such commotion, finding good answers continues to get more difficult.

The reason for developing a solid investment strategy have never been more important than today. Let's consider your goals for example - most of them have some kind of financial implications - you will need some extra cash in order to accomplish them. Whether your goal includes saving for a child's college education, buying a new home or automobile, purchasing a second home, enjoying a family vacation, your retirement, starting a new business - setting up a regular investment strategy might be the only way to really accomplish those goals.

Funding some of those goals might even be easier than you think. We can be a valuable resource in helping you uncover assets that you may not even recognize that are available - in order to help you fund your goals. Helping you find that extra cash to accomplish your goals is just one of the services that we provide. We will be glad to walk you through the steps to determine were those extra income-producing assets of yours just might be hidden.

We can assist you determining what type of investments you will feel most comfortable with. We will help you determine the amount of liquidity that you might need and a strategy to get to the money when you expect to need it. We can develop a strategy that will enable you to feel comfortable with amount of risk to which you are subjecting your wealth. After all if you can't sleep at night - it's probably not worth it to you.

While no single investment strategy is the same for everyone, there are some common vehicles for investing and some solid principles that do apply. This list of investment vehicles may include:

  • Stocks
  • Treasury Bonds
  • Corporate Bonds
  • Municipal Bonds
  • Zero Coupon Bonds
  • Convertible Bonds
  • Annuities
  • Certificates of Deposit
  • Asset Allocation
  • Mutual Funds including Index Funds, Tax-Free Funds, Green Funds, Sector Funds, Precious-metal Funds and Unit Investment Trusts, Open ended Funds and Closed Ended Funds
  • Futures Investing
  • Options Investing
  • Real Estate
  • Real Estate Investment Trusts
  • Limited Partnerships
  • Art